http://www.60minuteloanmod.com LOAN MODIFICATION Hardship letter - IS IT RIGHT FOR ME? Free 60 Minute Loan Modification info CD ...Because systematic approaches to dealing with troubled loans are often likely to lead to better aggregate investor returns than foreclosures, we are encouraged by industry efforts to pursue these approaches. When servicers modify loans, however, they may face potential litigation risk from investors because of their contractual obligations under the servicing agreements. One particular source of litigation risk, we understand, may be that different asset classes have conflicting interests.